How It Works

At The Stuff Club, you can shop with confidence and build your financial reputation at the same time!  Our low-risk members only club gives you access to a high credit line, and the opportunity to shop with ease on our state of the art ecommerce platform.

Joining The Stuff Club has great benefits!

  • Instant approval regardless of your past credit history
  • Exercise responsible payments at a very low interest rate
  • Name brand products added daily
  • $20,000 credit line with a deposit, which gives you a realistic shopping experience

Easy and minimal qualification to be approved

  • Must be a United States Citizen
  • Must be over 18 years of age
  • Must have a valid Social Security Number
  • Complete our secure online application.
  • Prior credit history is not a determining factor for approval

How it works

  1. Complete application
  2. Activate your membership by paying your annual fee
  3. Agree to our credit terms agreement with digital signature

Do we report to the credit bureaus?

Yes we report your payment experiences and credit line to the bureaus monthly.  Must be a member, and you must agree to our terms.  No purchase necessary to have your credit line report.  We do recommend a small purchase to get started.

How do I make payments?

Your payments can only be made when it is due.  You will be notified via Email, as well as on your member dashboard you will find the opportunity to pay.  At thiss time we do not have automatic payments.


New members recieve $20 for their next purchase!

(coupon will be emailed after completing membership)

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